How the change in exchange between Brazil and the US impacts remittances, Trade and Investments

Foreign exchange movements can define how companies survive and families prosper - and at this time, All attention is focused on the sharp fall of the dollar against the Brazilian real.

The US dollar has recently dropped to R$5,30, registering one of the most significant reductions since the beginning of the year. This movement goes beyond the numbers: It directly affects shipments, international trade and investment opportunities, especially for immigrants, Brazilian entrepreneurs and investors in the United States. Understanding these movements is essential for those who want to protect their heritage, plan international transactions and take advantage of strategic opportunities.

Why this change matters

At the beginning of the year, The dollar was close to $ 5.00, sustained by global demand for assets of security and the cautious monetary policy of Brazil. Although, several economic factors have altered the exchange balance: The increase in commodity exports, Maintenance of high interest rates in Brazil and volatility in the United States impacted the relationship between the two currencies.

For companies and individuals who work in transactions between borders, Understanding this change is fundamental to strategic planning:

• Remittances: A weaker dollar reduces the conversion power sent from the US to Brazil. For immigrants who depend on sending resources to family members, This means that the same value in dollars yields less in reais, requiring more careful planning.

• Imports/Exports: Importers face higher costs by bringing products to Brazil, while exporters can benefit from the competitiveness of the strongest real, increasing profit margins and stimulating new international contracts.

• Investment: Dollar devaluation against the real can redirect foreign capital flows to Brazil. International investors tend to look for more profitable Brazilian assets, as government securities and fixed income funds, In search of safety and return, influencing the local market.

Furthermore, The exchange rate impacts tourism, international insurance, funding and corporate operations. Multinational companies, particularly, need to recalibrate their contracts and financial strategies to avoid loss or take advantage of opportunities.

Projected scenarios

Given these oscillations, some strategies can help reduce risks and take advantage of opportunities:

• Shipping planning: Program larger shipments when the exchange rate is favorable or use international digital accounts that allow automatic conversion.

• Investment diversification: Combining assets in reais and dollars can balance the currency risk, protecting heritage against abrupt fluctuations.

• Constant monitoring: Use tools and economic reports to track trends and adjust purchase strategies, Sale or transfer of resources.

• Specialized Financial Consulting: Professionals familiar with the Brazilian and American market can offer personalized solutions to companies and individuals.

Conclusion

The fall of the dollar to R$5,30 evidences both global uncertainty and Brazil's relative strength in the international scenario. For immigrants, Entrepreneurs and Investors, The message is clear: Tracking the exchange rate is not optional - it is a resilience tool and opportunity. Who anticipates, Understands the impact on shipments, Trade and Investments, and makes strategic decisions, can turn exchange rate fluctuations into competitive advantage.

Sources

1. Axios Markets, “Dollar Weakens Against the Real” (Axios, 17 September of 2025). Available: https://www.axios.com/newsletters/axios-markets-49406ee0-9333-11f0-8b68-5be858ae2c30.html
2. Central Bank of Brazil - Commercial exchange rate.
3. U.S. Federal Reserve - Interest and Exchange Perspective.